We represent some of the most experienced and respected insurance carriers available. We are very selective about the companies that we choose to work with to insure that you get the finest coverage, the fastest and most courteous customer service, and the best rates we can offer.
Select any of the companies below to learn more.
American International Group, Inc. (AIG), world leaders in insurance and financial services, is the leading international insurance organization with operations in more than 130 countries and jurisdictions. AIG companies serve commercial, institutional and individual customers through the most extensive worldwide property-casualty and life insurance networks of any insurer. In addition, AIG companies are leading providers of retirement services, financial services and asset management around the world. AIG's common stock is listed in the U.S. on the New York Stock Exchange as well as the stock exchanges in Paris, Switzerland and Tokyo.
The largest U.S. underwriters of commercial and industrial insurance and the most extensive international propertycasualty network, including personal lines business and mortgage guaranty insurance. Life Insurance & Retirement Services The most extensive global network of any life insurer, a leading U.S. life insurance organization and a retirement services franchise that includes leadership positions in the U.S. fixed and variable annuity markets and a growing international network. Financial Services A major presence in aircraft finance, capital markets, consumer finance and insurance premium finance. Asset Management Institutional, retail and private fund management through a growing global network.
At a GlanceAIG's General Insurance operations include the largest U.S. underwriters of commercial and industrial insurance, the most extensive international property-casualty network, a personal lines business with an emphasis on auto insurance and high-net-worth clients, a mortgage guaranty insurance operation and a leading international reinsurer. AIG's leadership is a result of its underwriting skill, innovative insurance solutions, financial strength, superior service and responsive claims handling. The AIG claims operation gives clients access to a vast worldwide network of dedicated experts and top legal firms.
Domestic Brokerage GroupThe principal units of the Domestic Brokerage Group (DBG) provide the widest available range of commercial and industrial coverages. National Union Fire Insurance Company of Pittsburgh, Pa. is the leading provider of directors and officers, employment practices liability, network security insurance, fidelity/ crime coverage and a premier underwriter of professional liability and fiduciary coverages.
Financial ServicesAIG's growing Domestic Personal Lines operations provide automobile insurance through AIG Direct, AIG Agency Auto and 21st Century Insurance Group, as well as a broad range of coverages for high-net-worth individuals through the AIG Private Client Group. AIG is among the top 10 writers of automobile insurance with historical growth rates exceeding industry averages.
United Guaranty CorporationUnited Guaranty Corporation subsidiaries provide default protection insurance for first and second lien mortgages and private education loans, as well as other financial services, to financial institutions and mortgage investors. Transatlantic Holdings, Inc. Transatlantic Holdings, Inc. (TRH) is a majorityowned subsidiary of AIG. TRH's subsidiaries offer reinsurance capacity on both a treaty and facultative basis worldwide-structuring programs for a full range of property and casualty products, with an emphasis on specialty risks. Foreign General Insurance Group The Foreign General Insurance Group comprises AIG's international property-casualty operations.
The year was 1929. The stock market crashed. Will Rogers cheered an anguished American public. And America braced itself for the coming of the Great Depression.
It was during this dark economic period in history that the foundation was established for Texas' only statewide non-investor-owned health coverage company -- Blue Cross and Blue Shield of Texas. Our story is in many ways the story of the evolution of our nation's health care system. It's about how Blue Cross and Blue Shield of Texas democratized health care, opening the door to affordable coverage for millions of Americans. And it's a legacy handed down to us by one extraordinary man whose "50-cent" idea revolutionized health coverage as we know it today.
Genesis of Modern Health InsuranceIt was 1929 when Dr. Justin Ford Kimball, a former school superintendent, became an administrator at Baylor Hospital in Dallas and found himself confronting some of the same problems he'd faced as an educator. Reviewing the unpaid accounts receivable of Baylor Hospital, Dr. Kimball recognized many names of Dallas schoolteachers.
Knowing well from experience that these low-paid teachers would never be able to pay their bills, he initiated the not-for-profit Baylor Plan, which allowed teachers to pay 50 cents a month into a fund that guaranteed up to 21 days of hospital care at Baylor Hospital. The Baylor Plan the genesis of modern health insurance sparked interest in hospitals across the country, as they scrambled to set up similar plans. In 1944, the Baylor Plan was merged into the Texas institution we know today as Blue Cross and Blue Shield of Texas.
Tradition of CaringFor a company that started with the mission "to bring hospitalization coverage within the reach of everyone who earns a paycheck," we have remained true to our founding: providing Texans with quality health coverage at an affordable price.
Since 1939, Blue Cross and Blue Shield of Texas has worked to help keep Texans healthy.
History of FirstsBlue Cross and Blue Shield of Texas was the first in the state to:
Blue Cross and Blue Shield of Texas' tradition of caring always has extended to the medically underserved. Blue Cross and Blue Shield of Texas administers:
As the state's largest health coverage company, Blue Cross employs more than 5,700 people in 19 Texas cities. Since 1997, Blue Cross and Blue Shield of Texas has opened offices in Abilene, Marshall, Palestine, San Angelo, Waco and Wichita Falls, providing more than 3,000 new jobs and a combined local annual economic impact of more than $100 million.
Encompass Insurance is:
Encompass underwriting companies are rated A (Excellent) or A+ (Superior) for insurance financial strength by the A.M. Best Company as of December 10, 2004.
Simple is BetterAt Encompass, we specialize in personal insurance. Unlike most insurance companies, personal insurance is all we do.
We provide coverage that reduces the risk of financial loss associated with the things you hold dear: your house, your car, your CD collection and more...
Furthermore, at Encompass we firmly believe buying insurance can be simple and straightforward, policies can be easy to understand, and getting really good service can be the rule, rather than the exception.
A good example of our business philosophy is our signature product, the Universal Security Policy. It's one policy that provides coverage for your home including a vacation home, your car, your boat, and your heirloom diamond broach. One policy, one bill, one deductible, one agent. Simple.
But just because the Universal Security Policy (USP) is one policy, that doesn't mean it's one-size-fits-all. You and your agent can personalize it to suit your needs. So if you work at home, we can handle that. If you own a set of valuable lithographs, we can handle that too.
Our USP is a good example of Encompass products designed with the needs of contemporary consumers in mind. Another example is Identity Fraud/Identity Theft coverage -- it helps protect people against one of today's fastest growing crimes.
Our Declaration of IndependenceAnother thing that makes Encompass Insurance unique is our exclusive partnership with independent insurance agents. That's the only way you can buy Encompass Insurance. Just like you, independent agents have a choice.
We support our agents thoroughly and give them everything they need to give you what you need. In other words, because we're easy to do business with, your agent is easy to do business with too. And that makes buying insurance easier for you. You'll like the difference.
Exceptional Claim ServiceThe true test of any insurance is what happens when you have a claim. With Encompass, our fast and fair claim service is so good, 9 out of 10 of our customers would recommend Encompass to a friend. To submit a claim, you can either call your agent or call us directly, 24/7. Like we said, it's easy to do business with Encompass.
A Better WayAt Encompass, our focus on personal insurance, commitment to independent agents, and philosophy of keeping it simple all make us different and better.
The Germania Companies are part of a proud tradition dating back many generations. Germania Farm Mutual Insurance Association (GFMIA) began more than 100 years ago in Perry, Texas with 31 members--Central Texas farmers committed to the principle that bearing one another's burdens made them all stronger. The fundamental truth of their belief has been proven time and time again.
Through it all Germania has grown stronger and wiser. GFMIA and its subsidiary companies, Germania Insurance Company, Texas Heritage Insurance Company and Germania Life Insurance Company, along with Germania Insurance Company's subsidiary companies, Germania Select Insurance Company and Germania Fire & Casualty Company comprise the Germania Companies.
Today, GFMIA and its other companies, now headquartered in Brenham, Texas, offers a full range of insurance services--automobile, property, liability, and life insurance, plus the financial services of Germania Credit Union, a member-owned credit union.
Our members are Germania, and we are proud of the continually growing number. Germania Farm Mutual Insurance Association members are not just policy owners; they own the company. With active Local Chapters and growing membership of 160,000, Germania is the largest farm mutual insurance company operating in Texas.
As GFMIA enters its second century, it remains true to the tradition of growth through service to the people it protects. And it remains committed to the principle of building a better, stronger future for the people who depend on Germania.
The Hartford Financial Services Group
Founded in 1810, The Hartford Financial Services Group, Inc. (NYSE: HIG) is one of the largest investment and insurance companies based in the United States, with offices in Japan, Brazil, Ireland, England, and the United States. With nearly 30,000 employees and $2.3 billion in income in 2005, The Hartford was ranked 78th on the 2006 Fortune 100 list.
The Hartford is a leading provider of investment products - annuities, mutual funds, college savings plans - as well as life insurance, group and employee benefits, automobile and homeowners' insurance, and business insurance.
The Hartford serves millions of customers worldwide - including individuals, institutions, and businesses - through independent agents and brokers, financial institutions, and online. About 11,000 independent agencies and more than 100,000 registered broker/dealers sell The Hartford's trusted products.
After nearly 200 years in business, The Hartford is known for its financial strength and stability, superior customer service, and continued operational excellence.
Progressive Drive
Progressive began in 1937, and over the years, we have worked hard to build a superior proposition for auto insurance consumers through competitive pricing and by continuously improving our products and services. Today, we offer competitive rates and 24-hour, in-person and online services to all drivers throughout the United States.
Glenn M. Renwick, president and chief executive officer since January 2001, leads Progressive in our quest to become U.S. consumers' #1 choice for auto insurance.
Headquartered in the Cleveland suburb of Mayfield Village, Ohio, Progressive has 28,000-plus employees in more than 450 offices throughout the country. Progressive people enjoy a casual dress code and a unique work environment where all are required to risk, learn, grow and perform. Progressive's larger locations house one of the country's largest, most eclectic contemporary art collections.
Communicating a clear picture of Progressive by stating what we try to achieve, how we interact with customers, and what guides our behavior permits all people associated with Progressive to understand what we expect of ourselves and each other and how we conduct our business.
A smart investment since 1962.
Mercury Insurance Group provides low-cost insurance to individuals, families and businesses. Independent surveys conducted by regulators and consumer organizations show Mercury consistently has some of the lowest rates available.
In addition to Mercury's affordable rates, we also offer prompt service, reliability, convenience and financial stability. This unique balance of value, strength and service sets Mercury apart from other insurance companies.
Product InformationMercury is best known for its affordable Personal Auto insurance products, but we also offer several other quality personal and commercial lines insurance products.
Personal AutoMercury's low rates and great service have provided our policyholders with one of the best insurance values available for more than 45 years.
HomeownersWhether you own a home, condominium or are renting an apartment, Mercury can provide you with coverage specifically tailored to your needs.
Personal UmbrellaDesigned to protect your personal assets, Mercury's personal umbrella insurance can provide protection in the event you are liable for a loss that exceeds your current home or auto insurance limits.
Mechanical BreakdownMercury's Mechanical Breakdown Insurance pays for covered vehicle repairs after the manufacturer warranty expires.
Commercial AutoMercury offers some of the most competitive commercial auto rates available. We specialize in artisan occupations, such as construction, pool cleaning, electrical, plumbing, appliance repair, gardening and landscaping.
Commercial PackagesMercury offers several niche commercial products, including coverage for main-street businesses, printers, office contents, lessor's risk, metalworkers, apartments and others.
For 137 years, MetLife has been insuring the lives of the people who depend on us. Our success is based on our long history of social responsibility, strong leadership, sound investments, and innovative products and services.
MetLife BeginsThe origins of Metropolitan Life Insurance Company (MetLife) go back to 1863, when a group of New York City businessmen raised $100,000 to found the National Union Life and Limb Insurance Company.
Helping and Healing PeopleIn 1909, MetLife Vice President Haley Fiske announced that "insurance, not merely as a business proposition, but as a social program" would be the future policy of the company.
Supporting Country and CommunityOver the years, MetLife has made a difference by supporting urban renewal projects and community financing. The company's social commitment and its commitment to the security of its policyholders have proven to be good business.
MetLife TodayMetLife's stated long-term goal is to become the recognized leader throughout the world with over 100 million people as customers by the year 2010. The company took a major step toward realizing this goal in January 2005, when it announced its intention to purchase Citigroup's Travelers Life & Annuity and substantially all of Citigroup's international business for $11.5 billion.
National General Insurance
National General Holdings Corp. is a specialty personal lines insurance holding company. Through our subsidiaries, we provide personal and commercial automobile insurance, recreational vehicle and motorcycle insurance, supplemental health insurance products and other niche insurance products.
National Lloyds Insurance
Since 1948, National Lloyds Insurance Company has been working to make life easier for people just like you. Headquartered in Waco, Texas, we offer you a dedicated network of more than 4,200 agencies in over 30 states to provide you access to homeowners insurance, fire and flood protection, and insurance for manufactured homes. We can make your life easier.
Philadelphia Insurance
Philadelphia Insurance Companies (PHLY) headquartered in Bala Cynwyd, PA, designs, markets, and underwrites commercial property/casualty and professional liability insurance products, incorporating value-added coverages and services for select industries. By maintaining a disciplined approach to business, we provide greater security for our policyholders and superior value for our shareholder.
Texas Mutual Insurance
Founded in 1810, The Hartford Financial Services Group, Inc. (NYSE: HIG) is one of the largest investment and insurance companies based in the United States, with offices in Japan, Brazil, Ireland, England, and the United States. With nearly 30,000 employees and $2.3 billion in income in 2005, The Hartford was ranked 78th on the 2006 Fortune 100 list.
Texas Mutual Insurance Company, the state's leading workers' compensation provider, has a strong foundation of success. We insure 40% of the Texas workers' compensation market. More than 62,000 business owners rely on us to meet the needs of their 1.3 million workers every day. We answer the call by providing exceptional safety services, top-notch medical care if an accident occurs, claims handling processes designed to get employees well and back to work, and a zero-tolerance fraud policy.
Our company also has the financial strength to deliver on our promises. Last year alone, Texas Mutual wrote more than $1.1 billion in premium and we work hard to be good financial stewards for our policyholder owners. Our financial strength is underscored by an A.M. Best rating of "A."
Our policyholder owners are the backbone of Texas' economy and we're proud to offer coverage that supports their financial strength
Our Beginning
In 1904, a young entrepreneur named Amadeo Giannini created the Bank of Italy in a converted San Francisco saloon. His goal was to make financial services available to everyone — not just the wealthy few. And so he did; after the 1906 quake and fire, Giannini set up a makeshift bank on the San Francisco docks, giving residents loans to rebuild, secured with only a handshake . In 1928, Giannini merged with Bank of America, and in 1930 acquired Occidental Life Insurance Company through Transamerica Corporation. The banking and life insurance businesses separated in 1956, with the latter taking the Transamerica name. And in 1972, the now iconic Transamerica pyramid claimed its place in the San Francisco skyline.
Changing TimesA flurry of creativity and acquisition activity in the 1960s and 1970s resulted in Transamerica owning interests in not only life insurance and financial services, but also motion picture distributor United Artists, Trans International Airlines and Budget Rent A Car.
In the mid-1980s, Transamerica refocused its core business on its founding mission of making insurance and financial tools available to more people. And in July 1999, Transamerica began a new chapter in its history when it became part of one of the world's leading international financial organizations: Aegon N.V.
Modern DayToday, the Transamerica companies are as committed to helping people as we were 100 years ago. Customers now have access to an even wider range of services, from life insurance to retirement plans, to secure their financial futures.
From our very beginning we've been committed to helping you build a solid financial foundation for now and the future. And we’ll continue to do so with insurance and financial products that are as affordable as they are exceptional.
In an uncertain world, Travelers is an insurance leader, committed to keeping pace with the ever-changing needs of our customers, and anticipating their needs for the future. There is no stronger testament to our dedication to protecting customers from loss than our continued innovation and ability to transform our industry.
In fact, from the first ever auto and space travel policies and hybrid car discount, to the 2009 founding of The Travelers Institute for public policy, our history of advancements has propelled our company—and our industry—towards ever higher standards for customers.
Travelers is a company that works hard at the science of what we do: we analyze information, process perspectives and measure results to create the best combination of products and services. We work equally hard at customer service and how we interact with the people whom we do business. Over the years, we've strived to earn our customer's loyalty by continually improving our abilities to listen and respond to their needs.
Today, more than 150 years after our founding, Travelers is one of the nation's largest property casualty companies. A component of the Dow Jones Industrial Average, Travelers has more than 30,000 employees, 13,000 independent agents and multiple market segments across the personal, business, financial and international insurance groups. Travelers has operations in the United States, United Kingdom, Canada, Lloyd's of London, and the Republic of Ireland. In Brazil, the company also has a joint venture partnership with JMalucelli, Brazil's market leader in surety.
Minimizing risk, preventing loss and helping our customers prepare for the unknown, Travelers' comprehensive products, services and support give individuals and businesses the confidence they need to feel secure.
United Healthcare Services
UnitedHealth unites its health plans with consumers across the US. As a leading health insurer, it offers a variety of plans and services to group and individual customers nationwide. Its UnitedHealthcare health benefits segment manages HMO, PPO, and POS plans, as well as Medicare, Medicaid, state-funded, and supplemental vision and dental options. Together, the UnitedHealthcare businesses serve more than 40 million members. In addition, UnitedHealth's Optum health services units -- OptumHealth, OptumInsight, and OptumRx -- provide wellness and care management programs, financial services, information technology solutions, and pharmacy benefit management (PBM) services to an additional 45 million.
Unitrin Insurance
Unitrin is a $3 billion financial services company providing a diverse array of insurance and consumer finance products and services for individuals, families, and small businesses.
Our portfolio of the right products with the right service helps us be the right choice for our shareholders too.
Among the brands in Unitrin's Property and Casualty Insurance business are Kemper*, Unitrin Specialty, and Unitrin Business Insurance, which sell personal and commercial insurance through a network of independent agents, and Unitrin Direct, which sells auto insurance directly to consumers. Unitrin's Life and Health businesses bring a high level of personalized service to their customers. Unitrin's Consumer Finance subsidiary, Fireside Bank, specializes in automobile loans for the purchase of pre-owned vehicles.
Unitrin is one of the nation's leading financial services providers. The Unitrin family of companies specializes in property and casualty insurance, life and health insurance, and consumer finance for individuals, families, and small businesses.
Among the brands in Unitrin's Property and Casualty Insurance business are Kemper*, Unitrin Specialty, and Unitrin Business Insurance, which sell personal and commercial insurance through a network of independent agents. In addition, Unitrin Direct sells auto insurance directly to consumers. Unitrin's Life and Health insurance businesses bring a high level of personalized service to our customers. Fireside Bank finances pre-owned automobiles through the purchase of retail installment contracts from automobile dealers. We think that you should know that:
West Coast Life Insurance
In 1997, West Coast Life Insurance Co. became a member of the Protective Life Insurance Family. West Coast Life added its excellent reputation in the insurance industry amongst the brokerage community and, of course policyholders, to the growing list of the Protective Life family of policyholders.
West Coast Life was founded in 1906 and Protective Life in 1907. The two companies have forged the experience of almost 200 years in the life insurance business in America. West Coast Life's history includes more company "firsts" than most other companies can even imagine. And since 1997, West Coast Life has grown to be the crown jewel of the Protective Life Family.
Our excellent reputation is based in part on these pre-eminent values - quickness to respond, quality, serving our people and growth.
In our quickness to respond, serving our policyholders and the brokerage community, we have adopted Protective Life's Five Cardinal Principles which have given us the communication tools and framework to make quality an integral part of our company.
These principles are:
To our people, and all departments at all levels of service, we do what we must for the client and the brokerage community! Day-by-day, as we have done year-by-year, since 1906.
Zurich Insurance Group
Zurich Insurance Group (Zurich) is a leading multi-line insurance provider with a global network of subsidiaries and offices. Founded in 1872, Zurich is headquartered in Zurich, Switzerland with approximately 55,000 people serving customers in more than 170 countries and territories. In 1912, Zurich entered the U.S. and quickly became a leading commercial property and casualty insurance carrier.