American International Group, Inc. (AIG), world leaders in insurance and financial services, is the leading international insurance organization with operations in more than 130 countries and jurisdictions. AIG companies serve commercial, institutional and individual customers through the most extensive worldwide property-casualty and life insurance networks of any insurer. In addition, AIG companies are leading providers of retirement services, financial services and asset management around the world. AIG's common stock is listed in the U.S. on the New York Stock Exchange as well as the stock exchanges in Paris, Switzerland and Tokyo.

General Insurance

The largest U.S. underwriters of commercial and industrial insurance and the most extensive international propertycasualty network, including personal lines business and mortgage guaranty insurance. Life Insurance & Retirement Services The most extensive global network of any life insurer, a leading U.S. life insurance organization and a retirement services franchise that includes leadership positions in the U.S. fixed and variable annuity markets and a growing international network. Financial Services A major presence in aircraft finance, capital markets, consumer finance and insurance premium finance. Asset Management Institutional, retail and private fund management through a growing global network.

At a Glance

General Insurance

AIG's General Insurance operations include the largest U.S. underwriters of commercial and industrial insurance, the most extensive international property-casualty network, a personal lines business with an emphasis on auto insurance and high-net-worth clients, a mortgage guaranty insurance operation and a leading international reinsurer. AIG's leadership is a result of its underwriting skill, innovative insurance solutions, financial strength, superior service and responsive claims handling. The AIG claims operation gives clients access to a vast worldwide network of dedicated experts and top legal firms.

Domestic Brokerage Group

The principal units of the Domestic Brokerage Group (DBG) provide the widest available range of commercial and industrial coverages. National Union Fire Insurance Company of Pittsburgh, Pa. is the leading provider of directors and officers, employment practices liability, network security insurance, fidelity/ crime coverage and a premier underwriter of professional liability and fiduciary coverages.
Financial Services

  • AIG's Financial Services businesses specialize in aircraft and equipment leasing, capital markets, consumer finance and insurance premium finance. These businesses complement AIG's core insurance operations and achieve a competitive advantage by capitalizing on opportunities throughout the AIG global network.
  • American Home Assurance Company is the leading provider of excess casualty liability insurance and a market-leading workers' compensation insurer for medium and small businesses.
  • Lexington Insurance Company is the largest excess and surplus lines carrier, specializing in property, casualty, healthcare and program risks.
  • AIG Risk Management, Inc. provides casualty risk management products and services to large commercial customers.
  • AIG Environmental is the leading provider of environmental coverages and services.
  • AIG Worldsource is a leading provider of global insurance programs for U.S.-based multinationals, as well as foreign companies with operations in the United States.
  • DBG also includes many specialty business units that draw on the worldwide resources of AIG companies to meet client needs in aviation, transportation, the construction, energy and marine industries, the small business sector and accident and health coverages, as well as engineering services through AIG Consultants, Inc.
  • HSB Group, Inc., the parent company of The Hartford Steam Boiler Inspection and Insurance Company, HSB Engineering Insurance Limited and The Boiler Inspection and Insurance Company of Canada, is a leading worldwide provider of equipment breakdown and engineered lines of insurance. The businesses in AIG's Financial Services group are leaders in the markets they serve.
  • International Lease Finance Corporation (ILFC) is AIG's aircraft leasing business. ILFC is a market leader in the leasing and remarketing of new advanced technology commercial jet aircraft worldwide.
  • Capital Markets operations are conducted through AIG Financial Products Corp., which engages in transactions, as principal, to provide clients with risk management solutions and sophisticated hedging and investment products in standard and customized transactions involving commodities, credit, currencies, energy, equities and rates. Clients include top-tier corporations, financial institutions, governments, agencies, institutional investors and high-networth individuals throughout the world.
  • AIG's consumer finance business consists of American General Finance, Inc., one of the largest consumer finance organizations in the United States, and AIG Consumer Finance Group, Inc., which, through its subsidiaries, offers a broad range of consumer finance products, principally in emerging markets.
  • Imperial A.I. Credit is the largest insurance premium finance provider in the United States.

Domestic Personal Lines

AIG's growing Domestic Personal Lines operations provide automobile insurance through AIG Direct, AIG Agency Auto and 21st Century Insurance Group, as well as a broad range of coverages for high-net-worth individuals through the AIG Private Client Group. AIG is among the top 10 writers of automobile insurance with historical growth rates exceeding industry averages.

United Guaranty Corporation

United Guaranty Corporation subsidiaries provide default protection insurance for first and second lien mortgages and private education loans, as well as other financial services, to financial institutions and mortgage investors. Transatlantic Holdings, Inc. Transatlantic Holdings, Inc. (TRH) is a majorityowned subsidiary of AIG. TRH's subsidiaries offer reinsurance capacity on both a treaty and facultative basis worldwide-structuring programs for a full range of property and casualty products, with an emphasis on specialty risks. Foreign General Insurance Group The Foreign General Insurance Group comprises AIG's international property-casualty operations.